• Tax Services

    What Is Your Lifetime Tax Strategy?

    by  • February 5, 2014 • 2 Comments

    When is the last time you thought about your lifetime tax strategy? You know, the lifetime tax strategy that helps you minimize taxes, take advantage of the tax code and pay no more than you need to? If you are thinking that you don’t have one or that you have no idea what this...

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    How to Take Advantage of Low Interest Rates

    by  • June 12, 2013 • 2 Comments


    Interest rates have been at record lows for a while. Actually, they are near zero and have nowhere to go but up. For illustrative purposes, a graph of the 30 year fixed mortgage rate shows that we have gone a long way since the 1980s when the rate was upwards of 17.5%. (Source: Yahoo...

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    Myths and Facts About Sequestration

    by  • March 14, 2013 • 0 Comments


    By now, you probably have a good idea as to what is sequestration. There are however several common myths about the sequester. Here they are: 1. Sequestration is a one-time budget cut. Myth. “Sequestration” is actually series of automatic, across-the-board spending cuts to federal government agencies that are scheduled to take place in fiscal...

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    10 Easy Ways to Lower Your Tax Bill

    by  • March 1, 2013 • 0 Comments

    Tax Services

    Tax season is underway, but it may not be too late to lower your tax bill. There are still steps you can take to cut your taxes and increase your refund. Small Life Changes Make a Big Difference The first tip to lower your tax bill is this: realize that the IRS changes the...

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    How to Live Within Your Means

    by  • February 5, 2013 • 0 Comments

    how to live within your means

    You do realize that you have to live within your means because spending more than you earn is unsustainable. Yet you don’t seem to be able to get out of debt.  It feels like you are trapped in the vicious circle of minimum payments, accumulating more debt, paying off some of your debt but...

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    How to Keep Your Financial New Years Resolutions

    by  • January 3, 2013 • 1 Comment

    The new year is here! Usually that means being excited about the new beginning and setting goals to improve our lives. Very often New Year’s resolutions revolve around physical health but a large percentage of resolutions relate to personal finance. Getting out of debt, reducing expenses or increasing savings are some of the most...

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    Great Reading on Frugal and Real Christmas

    by  • December 11, 2012 • 0 Comments

    In line with my article from last week on How to Not Overspend This Christmas season, I would like to share with you some really interesting and useful articles I stumbled upon in the last few days. They all relate to the idea of focusing on Christmas for what it is and giving frugal...

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    Found Money

    by  • November 27, 2012 • 0 Comments

      The spending season has officially begun! Feeling a little squeezed already? Black Friday? Cyber Monday? Did you spend more than you budgeted? Watch the video “FOUND MONEY” below and learn how to save money within your current monthly budget. Couldn’t we all use this? Especially now around the holidays. Enjoy! Learn How To Save Money...

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    What to Do If You Are a Victim of Identity Theft

    by  • October 26, 2012 • 2 Comments


    In my recent post What You Need to Know About Identity Theft  I’ve discussed the types of identity theft, the maximum liability in case of identity theft and various identity theft scams. While it is useful to have that information, most of us think we will never have to deal with identity theft. I certainly hope...

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